Tuesday, July 20, 2010

We have recently been in the process of looking for a house and it has certainly been an adventure. We had originally decided on a nearby city, and were quickly discouraged when we saw that prices were still pretty high in that area. In order to get the house we wanted, we expanded our search.

Two months in, we found 2 amazing houses. They were so amazing, it took us a week to decide which house to pick. We finally made a choice and were ecstatic with it. And then the issues started mounting. No house is perfect, so we compromised with this house - it was on a busier road than we would've liked, it had a pool - something that worried us (maintenance and children), and would need a new roof and furnace, and didn't have a finished basement. Like I said, you make compromises when purchasing a home, unless you're paying enough to get everything you want. However, the final straw came when our mortgage officer told us we'd need flood insurance. It was the first we'd heard about that, and quickly looked to FEMA maps. Nothing. Elevation reports - nothing. The house was definitely in a flood zone, and we definitely wouldn't compromise on that.

I was sorely disappointed - it truly was a beautiful home - but we couldn't bend. As soon as we heard about the flood zone issue, we started looking at other homes. We immediately found a gorgeous home, but since we were tied up with the first contract, we couldn't negotiate with the seller. By the time we got out of the contract, the 2nd house had been snapped up. I was crushed. It was starting to seem like we'd never find anything (I might be a bit dramatic at times), but there was nothing else to do. I started looking at other houses, listing the ones I liked but there were so few that caught my eye now that we'd gotten used to the likes of the first couple of houses we were considering.

That was until yesterday. I got a call from my fiancé, and he was telling me, "The deal fell through, the deal fell through." I had no idea what he was talking about, but he finally told me that the buyers for the gorgeous house we'd seen had walked away from the contract! We knew we had to act fast and now we've put in an offer. Nothing's final till the sellers have signed, but we're so close I can taste it!

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